Retirement planning is of great important to financial planners in general, and retirement planning experts in particular. One of the basic objectives of this model is to reduce retirement funding needs, which is of paramount importance to the retirees. The other goal, which is lofty, is to make it easier to incorporate the impact of long-term care benefits into the retirement planning process. In my view, this article represents a major development in the field of retirement planning

- Sid Mittra

I was particularly interested in your paper on Age Banding. I have separated retirement planning into phases but nothing quite as definitive as this. I had a couple referred to me with a net worth of over 11 million dollars. They are ready to start planning for retirement and want to start cashing in their assets in the best manner for them. It will be complex, probably necessitating putting business, land and building into a CRT before selling in order to avoid capital gains taxes. I shared the age banding concept with them for planning their retirement and they were quite impressed. They hadn’t heard anything like it, but immediately understood the concept. Of course, it boosted my credibility. Thank you very much.

- Lori Craig

Great workshop. The kind of stuff that I can apply with my clients immediately. This is what Retreat is for! Keep bringing this kind of cutting-edge, yet practical drive technology we can use today.

This was one of the best presentations and presenters at the Retreat. Let's have more sessions with such substantive content. Great job Somnath!

For those of us who have been recognizing health care costs in planning, this gave us a better way to quantify it. Excellent information that I can immediately share with my clients.

This information was/is relevant for: 1. helping clients through choices, and 2. addressing personal issues for ourselves. This research can be used in so many ways in your practice: A. Compensation Planning with clients; B. Family /Marital Planning with clients; C. Career Planning with clients; D. Client Practice Demographic Issues; and E. Issue Identification for Financial Life Planning Discovery Process.

Exceptional/ factual visual view graphs and charts. No nonsense stuff. Started off with a bang and kept you there - a real pro.  Provides new outlook on retirement.  A good "wake-up call" to CFP's and other money planners. Other assets need to be included - other than stocks and bonds, e.g. land, raw materials - gold, silver, precious metals, timber (lumber)/trees, houses/real estate, diamonds.

Very typical, helpful, practical presentation! Definitely worth presenting again for others.

Age Banding is an interesting concept and something I will bring back to my firm for discussion.

Excellent! One of the best presentations at the Retreat. Thank You!

Extremely useful to "collect" all good information and practically apply data to case study. Outstanding presentation!

Help him publish his software through the FP A Publishing Company. Very good and practical. 1'd like to see these as ideas part of the commercials of this market.